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India

Farmer sells kidney to repay lenders after Rs 1 lakh loan increases to Rs 74 lakh

MTXNewsroom
Last updated: December 16, 2025 2:34 pm
By MTXNewsroom
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In a distressing case highlighting the challenges faced by farmers in India, a farmer from Maharashtra has reportedly sold one of his kidneys in Cambodia to repay a loan that ballooned from Rs 1 lakh to Rs 74 lakh. The incident underscores the severe financial pressures that many agricultural workers endure, often leading to desperate measures.

The farmer, identified as 35-year-old Kude, initially borrowed Rs 50,000 each from two local moneylenders to purchase milch cows, a common practice among farmers seeking to enhance their income through dairy production. However, the situation quickly deteriorated as the interest rates on the loans escalated dramatically. Kude’s debt, which began as a manageable sum, spiraled out of control due to exorbitant interest rates and the inability to generate sufficient income from his farming activities.

Kude’s plight is not an isolated incident but rather part of a broader narrative concerning the agrarian crisis in India. According to various reports, many farmers across the country face similar challenges, including high-interest loans, inadequate crop yields, and fluctuating market prices. The National Crime Records Bureau (NCRB) has documented a troubling trend of farmer suicides, with many attributing their actions to insurmountable debt and financial despair.

In Kude’s case, the escalation of his loan amount was attributed to the compounding interest rates charged by the moneylenders, which are often significantly higher than those offered by formal banking institutions. As Kude struggled to repay the initial loan, the interest accrued rapidly, leading to a situation where his total debt became unmanageable. Faced with mounting pressure from lenders and a lack of viable options, Kude made the decision to sell his kidney in Cambodia, where the practice of organ trade is less regulated than in India.

The sale of organs, while illegal in many countries, is a grim reality for some individuals who find themselves in dire financial situations. In Kude’s case, the decision to sell his kidney was driven by desperation to alleviate his financial burden and provide for his family. Reports indicate that he received a sum that allowed him to repay his lenders, but the long-term health implications of such a decision remain uncertain.

This incident raises significant questions about the systemic issues within the agricultural sector in India. The reliance on informal lending practices, coupled with the lack of access to affordable credit, has left many farmers vulnerable to exploitation. The government has implemented various schemes aimed at providing financial assistance to farmers, including loan waivers and subsidies. However, critics argue that these measures have not adequately addressed the root causes of the agrarian crisis.

The implications of Kude’s story extend beyond his personal circumstances. It serves as a stark reminder of the urgent need for reforms in the agricultural sector, particularly in terms of access to credit and support for farmers facing financial difficulties. Experts suggest that improving financial literacy among farmers and providing them with better access to formal banking services could help mitigate the risks associated with high-interest loans.

Additionally, the incident highlights the importance of mental health support for farmers, many of whom experience significant stress and anxiety related to their financial situations. Initiatives aimed at providing psychological support and counseling could play a crucial role in addressing the mental health challenges faced by those in the agricultural community.

As Kude’s story circulates, it has sparked discussions about the need for comprehensive policy changes to protect farmers from predatory lending practices and to ensure their financial stability. The case serves as a call to action for both government officials and civil society to prioritize the welfare of farmers and to implement measures that can prevent such tragic outcomes in the future.

In conclusion, Kude’s decision to sell his kidney to repay a spiraling loan is a poignant illustration of the struggles faced by many farmers in India. It underscores the critical need for systemic reforms in the agricultural sector, improved access to credit, and enhanced support for mental health and well-being among farmers. As the nation grapples with these issues, Kude’s story may serve as a catalyst for change, prompting a reevaluation of the policies and practices that govern the lives of those who feed the country.

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